The world is suffering from the worst pandemic in modern history. The U.S. GDP shrank by 9.5% in Q2 2020. Yet the S&P 500 has increased by about 5% YTD! How is it that big corporations continue to make profits while your favorite local restaurant is struggling to keep its lights on? Short answer – […]
How Do Bailouts Work? Read More »
Most people think that a bank is the safest place to keep their savings. Most people don’t know what banks do with their savings when they are not looking. How Does Our Banking System Work? A bank can only loan a percentage (~90%) of the money it has. Consider a simple example in which the
How Safe Are The Banks? Read More »
People work for money. People kill for money. People steal for the money. People give it away in charity. Money is the root of all evil. Money is the solution to all problems. But what is money really? What is Money? Money, specifically USD (like Euro and other major currencies of the world), is something
Do You Know What Money Really Is? Read More »
Investing in something that you don’t fully understand is the very definition of risk. Yet people do it all the time when they put their hard-earned income in retirement accounts, and in the stock market in general. They often justify their reckless behavior by saying “Look at Warren Buffet. He invests in the stock market”. Warren
We Are Not Warren Buffet Read More »
Your Financial Advisor wants you to gamble your savings in stock market. That’s how they make money. There is no downside protection in stock market. You can lose virtually all your money not just the gains when you invest in paper assets. You have downside protection when you invest in hard assets like real estate.
Apartment Syndication in 12 Steps Read More »
Multifamily Investing is safe, gives significant rate of return, and isn’t subject to stock market volatility. But price of large multifamily properties (apartments) can be in millions. Many people don’t have enough money to buy apartments on their own. An apartment syndication is partnership between multiple investors who pool money to buy large apartments. Key
Apartment Syndication: Gateway to Lucrative Multifamily Investing Read More »