Consumer Price Index is Hogwash. Real Inflation is MUCH HIGHER! The average price increase from 1996 to 2016, as shown by the CPI (Consumer Price Index), is 55% over the last 20 years. While the items like clothing, toys, and furniture are cheaper, essential items like education, food, healthcare, childcare, and housing have become astronomically […]

There are total 310,000 Financial Advisors. Only 5,000 are real. Fidelity Institutional Asset Management estimates there are about 310,000 so called Financial Advisors in US. 90% of them are actually Brokers. 10% are Registered Investment Advisors (RIA). Simple so far? Here is the kicker. About 84% of RIA are also Brokers! That leaves about 1.5% of

71% of Americans believe they pay no fees at all to have a 401(k) plan (AARP Research) Well, they are dead wrong. Below are just handful of fees that you pay (Forbes, The Real Cost of Owning Mutual Fund, 2011). 92% of Americans admit they have no idea how much they are paying (AARP Research)

Investing in something that you don’t fully understand is the very definition of risk. Yet people do it all the time when they put their hard-earned income in 401(K), and in stock market in general. They often justify their reckless behavior by saying “Look at Warren Buffet. He invests in Stock Market”. Let me tell